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How Kiva works:
Step 1: Choose a business
 The businesses on our site are always changing. They are being uploaded by our microfinance partners around the world. You can find a new business on the home page or on the Businesses 'In Need' page.
Step 2: Make a loan
 When you have selected a business, you can make a loan using your credit card (via PayPal). You can loan as little as $25 at a time. Checking out is easy and safe because of PayPal.
Step 3: Receive journals and payments
 Periodically, you will hear back from the business you sponsor. Partner representatives (often loan officers) write directly to the website to keep you informed on the progress of the business. If you choose, you can receive these via email.
Step 4: Withdraw or re-loan
 When your Kiva loan is repaid, you can choose to withdraw your funds or re-loan to a new business.
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